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Super Visa Travel Insurance

The Super Visa is a new visa for parents and grandparents who want to visit their families in Canada for longer periods without having to renew their status. Applicants are required to purchase private Canadian medical insurance valid for at least one year.

Learn more about the Super Visa »

Frequently Asked Questions

What are the coverage amounts and plan types offered by VTC Single-Trip Insurance?

Coverage amounts:

  • Age 69 and under – $100,000 or $150,000
  • Age 70 to 85 – $100,000

Plan types:

  • Plan A – Does not provide coverage for pre-existing medical conditions
  • Plan B – Provides coverage for pre-existing medical conditions as long as the condition has been stable for 180 days before coverage starts

What are the Emergency Medical Benefits covered by VTC?

  • Emergency medical attention
  • Childcare expenses
  • Coverage for paramedical services
  • Return of children
  • Ambulance transportation
  • Visit to bedside if travelling alone
  • Trip Break
  • Emergency dental treatment
  • Expenses related to death
  • Emergency medical return home
  • Additional expenses for meals and hotel

Note: Exclusions, conditions and limitations apply. See policy for details.

What optional coverages are available?

Trip Interruption: For those who have prepaid travel arrangements and want to protect themselves if their trip is interrupted, this insurance is available for purchase with all plans and provides coverage for an individual trip.

Overview of benefits*

  • Up to $1,500 for single coverage and $5,000 for family coverage
  • Reimbursement of prepaid portion of the trip that is non-refundable and non-transferable to another travel date for a covered event

Highlights of insured risks:

  • Medical condition or death of the insured (or the insured's travel companion)
  • Medical condition or death of the insured's (or the insured's travel companion's) immediate family
  • Emergency hospitalization or the death of the insured's host during the trip

Travel Accident: Available for purchase with all plans and provides coverage for an individual trip.

Overview of benefits*

  • If an accidental bodily injury causes the insured to die, to become completely and permanently blind in both eyes or to have two limbs fully severed above the wrist or ankle joints, within 365 days of the accident, Manulife Financial will pay $50,000.
  • If an accidental bodily injury causes the insured to become completely and permanently blind in one eye or have one limb fully severed above a wrist or ankle joint, within 365 days of the accident, Manulife Financial will pay $25,000.
  • If the insured has more than one accidental bodily injury during the trip, Manulife Financial will pay the applicable insured sum only for the one accident that entitles the insured to the largest benefit amount.

*Exclusions, conditions, and limitations apply. See the policy for details.

Important tips about the VTC plan for Super Visa

  • If the Super Visa is denied, your premium is 100% refundable.
  • To reduce the cost of premiums deductible options of $500, $1,000, $2,500 or $5,000 are available.
  • Annual premiums must be paid in full with the VTC application. Monthly payments are not accepted.
  • You can now purchase VTC Travel Insurance 365 days in advance of the effective date.
  • If you wish to return to your home country for a short time during your period of coverage, you can do so under the Trip Break benefit. Your coverage will be suspended when you return home and reinstated when you return to Canada.

Where can I get more information about Super Visa requirements?

You will find more information on the Citizenship and Immigration Canada website.

Manulife Finacial