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Ex-pat Health for Canadians

If you’re moving abroad, international health insurance is a must have. It is designed to give you and your family access to the best healthcare possible, wherever you are in the world. At Cigna, we specialise in health insurance policies for expats just like you, ensuring you have the very best of care available to you as and when you need it.

Short-term vs. Expat contracts

Cigna Global Individual plans are intended for folks who will remain outside of their citizenship country for approximately 12 months (expats)…the structure of these plans are more like major medical policies rather than shorter duration travel plans. However, if a client needs the coverage for less than 12 months they can opt to pay premiums on a monthly or quarterly basis and ask to cancel their coverage sooner. If they have used their coverage (submitted a claim), Cigna will continue to bill them for the remainder of the 12 month period, if they have not we will allow them to cancel early with no further dues owed.